11896 - Jewelry Love Nature Silver Swirl Adjustable Ring Clay & Silver Plated 3107029

Size: 0.75 In H X In W X In D

Material: Clay & Silver Plated

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SBK Gifts offers a FREE 6 month layaway plan. With a small 20% down payment and 5 monthly installments - it's a fantastic option. SBK Gifts layaway plan offer you more time to pay for your purchase.

*Layaway Details *
TERM: 6 months from the start date of your layaway
DEPOSIT: 20% down is due at the time you put your merchandise in layaway
MINIMUM PURCHASE: A minimum of $100 total in merchandise is required to start a layaway
PAYMENTS: Layaway payments can be made at any time. A minimum payment of 20% of your balance is automatically billed on the 15th of each month to the layaway payment credit card on file. When the layaway is paid in full, item/s are shipped.
LATE PAYMENTS: A 5% late payment fee of the total amount due will be charged for overdue, late or declined payments.

Important: If your order is shipping to Hawaii, Alaska or outside of the US, we cannot offer layaway on that order at this time.

*Common Questions*

1. Is layaway available to all customers? SBK Gifts/ Story Book Kids Layaway is currently not available to all customers. A customer's layaway eligibility is determined by where the order will be shipped to. If your order is shipping to Hawaii, Alaska or outside of the US, we cannot offer layaway on that order at this time.

2. Do you do a credit check on layaways? No, reserving items on SBK Gifts/ Story Book Kids Layaway does not require a credit check.

3. Can I pay off my layaway early? Absolutely! If that works best for you. Just know, you are also welcome to take advantage of the entire 6 months if you wish.

4. Can I have more than 1 layaway at a time? Yes, you may have multiple layaways. Each layaway is subject to the terms and conditions of the SBK Gifts layaway plan.

5. Can I add items or remove items from my layaway? No changes, additions or modifications to an existing layaway is permitted.

6. Is SBK Gifts layaway plan the same as using Sezzle, Klarna, Afterpay, and Affirm? No, SBK Gifts layaway plan is a store service provided specifically by SBK Gifts. It includes a 20% down payment on the layaway and paying the remainder of the balance in 5 installments. SBK Gifts layaway plan ensures that you will get your chosen merchandise when you've fully paid for it. Sezzle, Klarna, Afterpay, and Affirm are short-term financing programs provides by third-party companies.

7. How do I place a layaway order on the website? It's super simple! Shop the site. Add any items you wish to place on layaway in your cart. When you're finished shopping, go to checkout. Complete contact/shipping information. Next, complete your shipping preference. On the Payment page, select the MONTHLY LAYAWAY PAYMENTS option and click PAY NOW button. This submits your layaway order. Remember to call the store, 1.877.607.2356, during regular business hours to provide your credit card payment information by phone.